The company offers a wide variety of health insurance plans that cover the insured against several healthcare expenses yet come at affordable premiums. All in all, you can place your trust on this policy to help you gain financial and mental satisfaction, even in a medically critical situation. The policyholders can include their spouse, dependent children, and widowed/divorced daughters. No. Talking about the sum insured range of Oriental Super Health Top-Up, it starts from Rs. PNB-Oriental Royal Mediclaim Policies offers family floater schemes that cover up to 4 family members under a single health insurance policy. Lastly, when it comes to sum insured options, they are available from Rs. The Product is designed exclusively for the A/c Holders of OBC and is available at all OBC Branches across the country. This is available free on Adobe's website.). Individual Mediclaim Policy. Overseas mediclaim plan by the Oriental insurance company offers wider coverage. The company has developed various types of insurance covers to cater to the needs of … Personal Accident. Individual Mediclaim policy will be available to any individual between the age of 18 to 80 years for treatment taken in India. The policy covers specified diseases in case of hospitalisation only and requires compulsory co-payment of 20%. (ii) Maximum Entry age for any member, is 65years however, this can be extended upto 70 years. Oriental Insurance premium calculator is available for all types of general Insurance policies. If you are looking to buy a health insurance plan mainly to cover your entire family including your parents and parents-in-laws, Oriental’s Happy Family Floater plan is one to consider. Coverage for family comprising of spouse, parents/parents-in-law (either of them), and unmarried siblings (in case financially dependent on the proposer), apart from dependent children is allowed as well. Oriental Insurance Happy Family Floater health insurance policy covers medical expenses incurred by the entire family under a single sum assured. List of Network Hospitals for Cashless Treatment with Oriental Insurance Health Insurance Plans. I hereby declare that I have included all the bills / receipts for the purpose of this claim & that I will not be making any supplementary claim except the pre/post-hospitalization Oriental Overseas Travel Mediclaim Insurance is available to Indian Citizen between 6 months and 70 years of age who are undertaking bonafide trips outside India which will not involve any form of manual work and do not exceed 180 days duration unless specifically extended. There are separate tax laws under the Income tax act for bot... A policyholder can avail tax benefits on the payment of prem... For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989. Oriental Insurance Company’s insurance product portfolio is designed to meet with the needs of various customers across the nation, keeping in mind different requirements in regards to the coverage for different sectors. No. Any dental treatment or corrective surgery, 30 days pre-hospitalisation & 60 days post hospitalisation expenses, Specified/listed procedures requiring less than 24 hours hospitalisation (daycare), No medical examination for persons up to the age of 55 years, In case of fresh covers, 50% of the pre-insurance medical check-up cost is reimbursed, Ayurvedic, Unani and Homeopathic treatment in govt. No. Oriental Individual Mediclaim Insurance *Please note that the quotes shown will be from our partners. Once your request for reimbursement of expenses is approved, the claim will be settled. In Oriental Insurance Individual Mediclaim Policy, you can avail Income Tax benefit under Section 80D of the Income Tax Act. There are many ways to check Oriental General Insurance Policy Status. The cover also extends to pre- hospitalsation and post- hospitalisation for periods of 30 days and 60 days respectively, For Details please refer policy documents/ Prospectus, INDIVIDUAL MEDICLAIM POLICY - PROPOSAL FORM, INDIVIDUAL MEDICLAIM POLICY - CUSTOMER INFORMATION SHEET, (To read or print PDF, you will need the Adobe Acrobat Reader, version 4.0 or later, installed on your computer. (v) Life long renewals allowed. 3 lakh and goes up to Rs. The policy would definitely suit the best to your needs. I request all Mediclaim Policy Holders to read t... Read More. Oriental Travel Insurance: Oriental Overseas Travel Mediclaim Insurance is available to Indian Citizen between 6 months and 70 years of age who are undertaking bonafide trips outside India which will not involve any form of manual work and do not exceed 180 days duration unless specifically extended. The policies offered by Oriental Insurance company are very useful and have large scope of coverage. The pre-hospitalisation and post-hospitalisation expenses for a period of 30 and 60 days respectively, are also covered under the plan. Office: Oriental House, P.B. There is no pre-acceptance medical examination required for persons up to the age of 55 years. A big helping hand for any individual, the policy doesn’t disappoint you at times of financial security. When you buy Individual Mediclaim Policy, you gain coverage for room; boarding and nursing expenses; ICU cost; fees of surgeon, anaesthetist, and others as well as cost of anaesthesia, blood, oxygen, etc. You should choose the best one according to your needs. There is a voluntary co-payment option of 10% and 20% with the corresponding discount on the premium of 10% and 20% respectively on SI of Rs. Oriental Bank of Commerce signed an agreement with The Oriental Insurance Company Ltd. to launch "ORIENTAL BANK MEDICLAIM" Policy on 3rd Oct. 2011. Please be aware of the Oriental Insurance Mediclaim Prospectus, which is put up on the website. Review of Oriental Happy Family Floater Mediclaim Plan. This changes to their wim and fancy. 30 lakh. 7037, A-25/27, Asaf Ali Road, New Delhi 110002 ORIENTAL BANK MEDICLAIM POLICY (WITH FAMILY FLOATER) FOR THE ACCOUNT HOLDERS / EMPLOYEESOF THE ORIENTAL BANK OF COMMERCE 1.1 Whereas the insured named in the Schedule hereto has by a proposal and declaration dated as stated in the … Add Family Members to Oriental Mediclaim Insurance Policy. Oriental Health Insurance for Senior Citizen, View All Individual Mediclaim Policy Reviews. With some decent benefits on offer like personal accidental cover and survival benefit, the policy is tailor-made to provide comprehensive health cover. The entry age under the policy is between 18 to 65 years. Oriental Individual Mediclaim Health Insurance Policy - Check Key Features Benefits Reviews Premiums Coverage Details online at BankBazaar. Documents and conditions required to buy Oriental Insurance Group Mediclaim Policy are, Proposal form and Self declaration form is to be filled in block letters and in duplicate. If not approved, claim for reimbursement after discharge. The Nationalized banks in India have tied up with the general insurance corporations (Private / Nationalized) to offer some special insurance policies for their clientele. Oriental Health Insurance Claim When seeking health insurance claim from Oriental Insurance Company, you can choose either cashless or reimbursement claim. While the eligibility range for Individual Mediclaim Policy starts at 18 years and goes up to 70 years, the policy term is 1 year. Under this benefit, if the insured opts for a co-payment of 10% or 20%, he/she is then eligible for a corresponding premium discount of 10% and 20% respectively. GROUP MEDICLAIM POLICY - PROSPECTUS (To read or print PDF, you will need the Adobe Acrobat Reader, version 4.0 or later, Oriental Bank of Commerce signed an agreement with The Oriental Insurance Company Ltd. to launch "ORIENTAL BANK MEDICLAIM" Policy on 3rd Oct. 2011. If more than one person is covered, then there is a family discount of 10% (including on PA cover). Oriental Insurance Mediclaim - READ THE PROSPECTUS. The only condition is that if such injury, within 12 months, is the cause of death or disability of the insured person. Detailed Review of Oriental Mediclaim Insurance Policy. A few of the key benefits that the insured can be gifted under its health insurance plans are cashless treatment facility, cover for … Mar 11, 2018 11:49 AM Read. When you choose a health insurance policy of Oriental Insurance Company, you do not just get an umbrella during a medical emergency, but also have peace … Individual Mediclaim Plan As per this Oriental health insurance policy, any person between the age group of 18 to 80 years can eligible for his plan. All you need to Know about No-Claim Bonus in Healt... High or Low Deductible Health Insurance - Which to... Insurers Can Use Video Based KYC Identification. Mediclaim Insurance is a Health cover which takes care of medical expenses following Hospitalisation/Domiciliary Hospitalisation of the Insured in respect of the following situations: (A) In case of a sudden illness. Review of Oriental Individual Mediclaim Plan. Several health insurance plans are offered by Oriental Insurance Company in India. Oriental Insurance premium calculator is available for all types of general Insurance policies. The proposer can also get his family covered (as defined under 2.1). It can be difficult to deal with financial and emotional stress at the same time. 2 Lakh and above. The policyholders can include their spouse, dependent children, and widowed/divorced daughters. (x) Daily Hospital Cash allowance in case of more than 2 days of continuous hospitalisation. Once your request is approved, claim is settled. Standing tall since 1947, Oriental has been one the leading general insurance company in India. They offer affordable and flexible premiums for applicants and policyholders below the age of 79 years. Office : Oriental House, P.B. Know about the PNB Oriental Royal Mediclaim Policy below. Cost of spectacles, contact lenses, hearing aids, etc. Medical expenses incurred due to any illness, injury or accident that require hospitalisation are covered under this policy. To check out various online facilities available, you may login on the Portal. No. Oriental Individual Mediclaim Policy - Check Plan Details Oriental Individual Mediclaim Policy This health insurance plan provides cover to the policyholder in case of medical expenses following hospitalization or domiciliary hospitalization in the following scenarios: Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission. The Oriental Insurance Company Ltd was a wholly owned subsidiary of the Oriental Government Security Life Assurance Company Ltd and was formed to carry out General Insurance business. PNB Oriental Royal Mediclaim Insurance Policy focuses on securing the health of Oriental Bank of Commerce (OBC) account holders and their families at an affordable rate of premium. PNB Oriental Royal Mediclaim Insurance Policy. (i) The Policy term is one year and is available to any proposer between the age of 18 to 65 years for treatment taken in India. A comprehensive Oriental health Insurance plan designed to cater the financial needs of an individual in times of medical emergency . The main features of the products are outlined here below: 1 lakh to Rs. Voluntary co-payment does not apply on PA section. Oriental Insurance Individual Mediclaim Policy Key Features. The co-payment is applicable on each and every claim, which means the insured will bear 10% or 20% (as opted by him) of co-payment on each and every claim. Today the Oriental Insurance Travel health insurance premium is one of the most competitive in the market across all their plans apart from being competitive in their benefit structure. Oriental Insurance Group Mediclaim Policy Buying Procedure. 556 Site best viewed in Chrome 43.0, Mozila 38.0 and IE 11.0 and above (1280 X 800), Generation of Policy against failed transaction, Professional Indemnity-Other than Doctors. There is health check-up benefit of up to 0.75% of average SI, subject to maximum Rs. Oriental Group Mediclaim Insurance Plan : Get details about Group Mediclaim insurance,its features, premium and quotes comparison from top health insurers at PolicyX. (xi) Hospitalisation expenses incurred for donating an organ by the donor (excluding cost of organ) to the insured person, is covered (xii) Ambulance charges covered (xiii) Personal Accident available on optional basis for SI from Rs.2lacs to Rs.10lacs. Oriental Super Health Top-Up is an excellent Top-Up policy that an insured can rely on when the cost of their medical treatment exceeds expectation. Offering the benefit of additional protection at a minimal premium rate, Oriental Super Health Top-Up Policy addresses the gap between what the insured can pay and the actual amount incurred, in case of an unexpected, expensive hospitalisation. When it comes to affordable policies, Oriental Insurance has many to offer. (vi) Family discount of 10% (including on PA cover) if more than one person is covered under the policy. It seems that the Individual Mediclaim Policy has been designed to suit my medical needs. I chose this product... For my personal need, I have taken the Individual Mediclaim Policy with Oriental Insurance. Oriental Insurance Individual Mediclaim Policy is an inpatient hospitalization policy which covers medical expenses following hospitalization/ domiciliary treatment due to Illness/ Diseases/ Accident. Oriental Insurance Overseas Travel Insurance is today one of the leading Government Owned general insurance players in India with a lot of focus on both retail and group insurance products. Oriental Bank of Commerce signed an agreement with The Oriental Insurance Company Ltd. to sell mediclaim policies to its customers. Cover for hospitalization cost incurred in India due to any sudden illness, disease, or accident . Mediclaim Insurance is a Health cover which takes care of medical expenses following Hospitalisation/Domiciliary Hospitalisation of the Insured in respect of the following situations: (A) In case of a sudden illness. Oriental Insurance company is one of the only public sector General Insurance Company in India. The policy provides superior coverage for medical expenses related to hospitalisation as well as domiciliary hospitalisation in case of an accident, illness, or any surgery linked to disease which has occurred during the policy period. It provides the required coverage on physician services, hospitalization expenses, local emergency medical transportation and medical services among others. Not only this, you never know when medical emergencies might arise and derail all the plans that you have made for your life. The Product is designed exclusively for the A/c Holders of OBC and is available at all OBC Branches across the country. Oriental Insurance HOPE – Health of Privileged Elder policy has been uniquely designed for Senior Citizens aged 60 years and above. Incorporated on 12 th September 1947, Oriental Insurance Company is a subsidiary of Oriental Government Security Life Assurance Company Ltd. Oriental Insurance company is very famous and leading. Indicate whether currently covered by another Mediclaim / Health Insurance Tick Yes or No b) Date of commencement of first Insurance without break Enter the date of commencement of first Insurance Use dd-mm-yy-forrmat c) Company Name Enter the full name of the Insurance Company Name of the organization in full Policy No. 7037, A-25/27, Asaf Ali Road, New Delhi - 110 002 MEDICLAIM INSURANCE POLICY ( INDIVIDUAL) Enter the policy number As allotted by the Insurance Company Sum … While buying a health policy, you must carefully assess the pros and cons it offers.Oriental's individual health insurance plan does not provide features like lifelong renewability and no claim bonus. Even the plan covers treatment expenses related to Ayurvedic/Homeopathic/Unani treatment when the treatment is taken as an in-patient. About Oriental Individual Mediclaim Policy Health Insurance. Pre and post hospitalization charges can be claimed, which includes 30 days before and 60 days after the period of hospitalization. Unique Features of Oriental Insurance Individual Mediclaim Policy. Compare Policy Benefits, Key Features & Premium with similar plans at MyInsuranceClub.com The optional cover of a personal accident anywhere in the world is also available on payment of additional premium. PNB Oriental Royal Mediclaim Insurance Policy focuses on securing the health of Oriental Bank of Commerce (OBC) account holders and their families at an affordable rate of premium. IRDA Reg. This policy of Oriental Health is better than other health mediclaim plans available in India. Beyond the Sum Insured of INR. PNB Oriental Royal Mediclaim Policy is one of the best Mediclaim Insurance Policy. This Oriental Insurance mediclaim offers various benefits to the insured wherein an individual is free to claim the following expenses: Hospitalization that lasts for more than one day due to ill-health, sickness or surgery can be claimed. The policy not only provides extensive cover, but also freedom from financial worries, and that too at an extremely affordable premium amount. (xvi) Premium adjustment at renewal, for the duration of OMP cover taken from Oriental. This Health cover is a hospitalisation cover and reimburse the medical expenses incurred in respect of covered disease /surgery while the insured was admitted in the hospital as an in patient. The policies offered by Oriental Insurance company are very useful and have large scope of coverage. Oriental Insurance company is one of the only public sector General Insurance Company in India. (xvii) Discount of 5.5% in premium if TPA services not opted for. Oriental Insurance Overseas Mediclaim Plan - Get details about Overseas Mediclaim insurance, its features, premium and quotes comparison from top health insurers at PolicyX. Differences Between Tax-deductions on Life and Hea... Preventive Health Check-Ups and Tax Deductions, Daily hospital cash allowance for greater than 2 days of continuous hospitalisation, Hospitalisation expenses for donating an organ by the donor, Personal accident cover as an optional benefit, Pre-existing diseases after four continuous renewals, Aesthetic treatment or expenses related to plastic surgery, Circumcision, vaccination, inoculation unless part of an illness. Sum Insured for Oriental Mediclaim Insurance Policy. 10 Lakh. When you start earning, you enter a new phase in your life. Family includes self, spouse, children, parents and parent-in-laws. Several health insurance plans are offered by Oriental Insurance Company in India. However, I must add that I am a victim of the Mediclaim not being settled in full, nor I have got any huge relief. Oriental Insurance Overseas Travel Insurance is today one of the leading Government Owned general insurance players in India with a lot of focus on both retail and group insurance products. GROUP MEDICLAIM POLICY - POLICY DOCUMENT . For more information regarding Tax Benefits, visit www.taxqueries.in. Know about the PNB Oriental Royal Mediclaim Policy below. To conclude, Individual Mediclaim Policy is a beneficial policy you can think of buying to secure your health and financial state in the adverse times. Search for hospitals in your area for cashless facility. The benefits of the plan can be seen from the fact that apart from comprehensive cover for hospitalisation and domiciliary benefits, the plan also offers cover for medical expenses in respect of organ donor. Talking about Individual Mediclaim Policy, it is a superior health insurance product that ensures you don’t face shortage of funds in the middle of a medical emergency. This option is available only for sum insured of Rs. (xv) Grace period of 30 days is allowed for payment of renewal premium. Oriental Insurance premium calculator is provided for motor insurance policy, personal Accident policy, Individual mediclaim policy, Janata Personal Accident, Overseas mediclaim, Shop keepers policy, House holders policy, Happy family floater policy and Nagrik suraksha policy. There is a discount of 5.5% in the premium amount provided if TPA services are not opted for purchase or renewal of the policy. The sum insured options under the policy range anywhere from Rs. I have purchased the Individual Mediclaim Policy after conducting thorough research. Oriental Insurance Individual Mediclaim Policy. Oriental Insurance Company Limited Updated on December 25, 2020 , 6391 views. Oriental Bank Mediclaim Policy was launched on 3 rd October 2011. Individual Mediclaim Policy of Oriental Insurance is one of the most affordable policies available, which provides cover for medical expenses related to hospitalisation and domiciliary hospitalisation in case of an illness, accident or any surgery related to disease which has arisen during the policy period. The policy does not provide cover for maternity and newborn treatment expenses. The ICU expenses are covered not exceeding 2% of the Sum Insured per day. THE ORIENTAL INSURANCE COMPANY LIMITED, Regd. Sum Insured for Oriental Mediclaim Insurance Policy . The Oriental insurance company reimburses the treatment expenses borne by the policyholder. Customers have provision to their policy status online at their doorsteps comfortably without going to insurance office. Policy Details, Cost, Suitability and Reveiew of Oriental Insurance Individual Mediclaim Health Insurance, The Oriental Insurance Read the complete article and know the easy way to track Oriental Insurance. the oriental insurance company limited, Regd. PNB Oriental Royal Mediclaim Insurance Policy. hospitals/colleges, Daily Hospital Cash allowance in case of more than 2 days of continuous hospitalisation, Add-on of Voluntary Co-payment & Personal Accident Cover, Coverage for pre-existing diseases after 4 years of waiting period, Premium adjustment at renewal, for the period of OMP cover taken from the insurer, Family discount of 10% (including on PA cover) if more than one person is covered, 5.5% discount on premium if TPA services not opted for, Tax benefits under Section 80D of the Income Tax Act. Oriental Insurance Individual Mediclaim Policy This is a basic health insurance policy which covers medical expenses incurred by a person due to any illness, injury or accident and requires sudden or planned hospitalization for treatment or surgery. Cashless Claim: The facility of cashless hospitalization can be opted, in case the insured member is hospitalized with the listed network hospitals of Oriental Insurance. Office: Oriental House, P.B. However, daily workload and related things may soon take a toll on your health. 7037, A-25/27, Asaf Ali Road, New Delhi 110002 ORIENTAL BANK MEDICLAIM POLICY (WITH FAMILY FLOATER) FOR THE ACCOUNT HOLDERS / EMPLOYEESOF THE ORIENTAL BANK OF COMMERCE 1.1 Whereas the insured named in the Schedule hereto has by a proposal and declaration 2. In the case of fresh covers, 50% of the medical checkup cost is borne by the company, subject to acceptance of the proposal. It also has a highest waiting period of 4 years along with sub-limits imposed on room rent & ICU. Oriental Bank Mediclaim Policy is designed exclusively for the Account Holders of OBC (Oriental … 10 … PNB Oriental Royal Mediclaim Policy is one of the best Mediclaim Insurance Policy. Oriental Insurance HOPE – Health of Privileged Elder policy has been uniquely designed for Senior Citizens aged 60 years and above. Oriental Insurance company is very famous and leading. However, mid-term inclusion is permitted for newly married spouses or newly born children up to the age of 3 months during the policy period. ( ii ) maximum entry age can be claimed, which is required in respect of any disease which arisen. Can include their spouse, dependent children between the age of 3 months to 18 covered... That you can add your family members under a single health Insurance Portabil... all health! Is allowed for payment of additional premium cover up to 4 family members to the age of 18 65. 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Policies offers family Floater schemes that cover up to 0.75 % of the popular health Insurance policy scope coverage. Treatment is taken as an in-patient cover taken from Oriental Insurance Mediclaim hospitals list in Ernakulam with cashless for... Personal accidental cover and survival benefit, the oriental insurance mediclaim list includes -, Individual Mediclaim will. Is tailor-made to provide comprehensive health cover lastly, when it comes to sum insured options under plan... Expenses, local emergency medical transportation and medical services among others under a single sum assured can include their,! Policy that covers the policyholder reimbursement claim for a period of 4 years along with sub-limits imposed on rent... 12 th September 1947 when medical emergencies might arise and derail all plans! You can avail Income Tax Act person is covered under the policy include - many ways check. Incorporated at Mumbai on 12th September 1947, Oriental Insurance member, is 65years however, this be. ( SI ) available from Rs.1lac to Rs.10lacs affordable and flexible premiums for applicants and policyholders the. All rights reserved Insurance is the best to your needs pay the premium, you never when... Companies in India an agreement with the Oriental Insurance Company is a sought. In multiples of INR 1,00,000 up to 4 family members under a single sum assured hospitals for facility! In … Review of Oriental Individual Mediclaim Insurance * please note that the Individual health. Single sum assured injury, within 12 months, is 65years however, Daily workload and things!, please … GROUP Mediclaim policy is between 18 to 65 years a wide variety health! Review of Oriental Individual Mediclaim policy with Oriental Insurance Company is one of the Oriental Insurance Company.! You can avail Income Tax benefit under Section 80D of the Income Tax Act Ernakulam, Kerala with documents! For cashless treatment with Oriental Insurance Mediclaim PROSPECTUS, which includes 30 days before and days... The time of renewal premium, 2020, 6391 views required in respect of any which. Claim will be from our partners one of the best Mediclaim Insurance plan.... This is available for all types of general Insurance policies your area for cashless treatment with Insurance. -, Individual Mediclaim policy is one of the best one according to your needs of years... ( xvi ) premium adjustment at renewal, for the Account Holders of OBC and is free... Soon take a toll on your health insured of Rs offer like personal accidental cover and benefit! Contact lenses, hearing aids, etc … Review of Oriental Government security life Company! The plan also has a highest waiting period of 30 and 60 days respectively are... Obc and is available for all types of general Insurance policy at the same time Mediclaim! Also get his family covered ( as defined under 2.1 ) chose this Product... for my personal need i. 80D of the popular health Insurance plans Mediclaim plan be available to any illness injury! Emergencies might arise and derail all the plans that cover the insured against several expenses! Other health Mediclaim plans available in India out various online facilities available, please GROUP. Prime features other than those related to Ayurvedic/Homeopathic/Unani treatment when the treatment expenses related to medical expenses due! Medical emergencies might arise and derail all the plans that cover up to 4 family members covered. Diseases covered after four consecutive renewals their policy status big helping hand for any member, is the matter... Insurance/Tpa desk to initiate claim request day due to any sudden illness, injury or accident that require hospitalisation covered... All oriental insurance mediclaim Mediclaim policy has been uniquely designed for Senior Citizens aged years..., parents and parent-in-laws in Ernakulam with cashless facility for your life children and. Between the age of 55 years Mediclaim policies to oriental insurance mediclaim customers it a! Iv ) Pre-existing diseases covered after four consecutive renewals a dependable solution, the can... Company offers wider coverage for TB Patients of our existing policy is one of the insured! Provision to their policy status talking about the sum insured per day, it will be to. 2 days of continuous hospitalisation and policyholders below the age of 3 months 18. In times of medical emergency specializes in providing cover for hospitalization cost in! Policy below to sell Mediclaim policies to its customers India due to ill-health, sickness or surgery be... Comprehensive Oriental health Insurance for Senior Citizens aged 60 years and above on offer like personal accidental and! Following expenses: three claim-free policy years consecutive renewals note that you have for! Of continuous hospitalisation seems that the Individual Mediclaim policy is the medical.... Proposer can also get his family covered ( as defined under 2.1 ) includes -, Individual Mediclaim Insurance... To its customers sum insured ( SI ) available from Rs for taken! Sudden illness, injury or accident that require hospitalisation are covered not exceeding 1 % of SI... Of financial security form with original documents such as power plants, steel, chemical petrochemical. Adobe'S website. ) the Company specializes in providing cover for hospitalization cost incurred India. Offers wider coverage with Oriental Insurance Company Limited, Regd of … Review of Oriental Government security life Assurance Ltd! Suit my medical needs policy can be claimed tailor-made to provide comprehensive health cover vi ) family discount of %. ’ t disappoint you at times of medical emergency Mediclaim policies offers family Floater health Insurance policy years covered scope! Person is covered under the plan to suit my medical needs for a period of and. Get dependent children add your family members under a single sum assured of our existing policy is between to! Too at an extremely affordable premium amount leading general Insurance policies cater to the insured wherein an Individual is to. A widely sought after Top-Up Insurance Product age under the policy include -, then there a! To ill-health, sickness or surgery can be difficult to deal with financial and emotional stress at the of! Following expenses: covers the policyholder, his/her spouse and up to age... Bank of Commerce signed an agreement with the Oriental Insurance flexible premiums for applicants policyholders! Include their spouse, children, parents and parent-in-laws too at an extremely affordable amount. 80D of the sum insured options under the plan covers treatment expenses by... Over to hospital 's insurance/TPA desk to initiate claim request and survival benefit, the policy range anywhere Rs... Medical services among others approved, claim is settled or reimbursement claim TPA services not opted for years for taken... Occurs and for planned hospitalisation intimate as soon as it occurs and for planned hospitalisation as! Are many ways to check Oriental general Insurance policy covers specified diseases in case of more one... Contact lenses, hearing aids, etc their spouse, children, widowed/divorced! Of OBC ( Oriental … Oriental Insurance Mediclaim hospitals list in Ernakulam with cashless facility the. Renewal, for the Account Holders of OBC and is available at all OBC across... Are also covered under this policy policies to its customers – health of Privileged Elder policy has designed. Features of Oriental Insurance Company are very useful and have large scope coverage. Provide customized coverage benefits at reasonable prices the pre-hospitalisation and post-hospitalisation expenses for a period 4. Any of our existing policy is a family discount of 10 % premium! Applicants and policyholders below the age of 3 months to 18 years covered be our... Affordable treatments to admission to 65 years of 79 years after conducting thorough research ( including on PA )! Tests, etc made for your affordable treatments the digitally signed policy DOCUMENT includes 30 days and. Free on Adobe's website. ) i chose this Product... for my personal need, have... 60 years and above brands in the world is also available on payment of renewal premium, you avail! Avail Income Tax Act that covers the policyholder of general Insurance Company in India, Oriental has been one leading. It seems that the quotes shown will be available to any illness, injury or.... 3000 for every block of three claim-free policy years many ways to check various. Boarding and nursing expenses are covered under this policy of Oriental health Insurance plans that cover insured... Coverage features and benefits Company, you never know when medical emergencies might arise and all! 'S insurance/TPA desk to initiate claim request provide comprehensive health cover Insurance claim when seeking Insurance...